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Out of more than 2 million wine producers in the world, there are only about 500 that are known for providing the quality of wine that would increase in value over time. Selected Australian wineries can count themselves among this elite group, with blue chip names such as Penfolds Grange and Henschke Hill of Grace, matching it with famous producers in France, Italy, and the United States.

Because grapes can be extremely sensitive and complex, small fluctuations in weather conditions can make or break a vintage. The perfect balance is difficult to achieve and maintain from year to year. Therefore, when ideal conditions allow for a perfect balance, that vintage can become very valuable.

When a PVC fitting from his refrigerator split resulting in significant water damage to Darrell's home, Chubb acted quickly to minimise disruption.

Marc and Deb had just built their dream home – complete with a state-of-the-art show garage for Marc’s car collection – when Deb had a few guests over for a bridal shower, and a thick paper napkin ended up flushed down the toilet.

Sample description - What if all the precision and expertise we associate with finely crafted things were applied to insurance? After all, insurance isn’t generic. It’s personal. It’s about the people and things that matter to you. Your family and loved ones. Your home and your business. Your employees and shareholders.