Group Critical Illness Insurance

Critical illnesses tend to be attributed to four common modifiable risk factors – physical inactivity, unhealthy diet, tobacco and harmful use of alcohol. Critical illnesses like cardiovascular diseases and other non-communicable diseases like cancers and diabetes are responsible for 40 million annual deaths, including 15 million people aged between 30 and 70 globally¹.

Seventy-four percent of deaths in Singapore are caused by critical illnesses².

It refers to insurance covering events such as diagnosis of dread diseases including cancer, kidney failure, heart attack, stroke and paralysis, amongst others.

Aged from 16 – 65 years. This age range caters to today’s workplace as people are living and working longer.

Did you know in Singapore?

• 1 in 9 Singaporeans has diabetes⁴. 
• 35 people are diagnosed with cancer every day⁵. 
• 17 people die from cardiovascular disease every day⁶. 
• 7.1% of the adult population is obese⁷. 

People have policies that would meet just 20 per cent or so of their needs. The gap of 80 per cent is very large.⁸ Employers stepping in to fill this gap will be seen as Employers of Choice with a stellar commitment in caring for their employees. By providing group insurance coverage for critical illnesses, their compensation and benefits package becomes market-leading as it goes beyond the traditional coverage for death and disability.