Real Challenges. The Right Protection.
Case Study 1: Illness while travelling to the US
- Business trip
- Cover for medical treatment
- Cover for replacement employee
A corporate executive was on a business trip from the UK to the US. While away he suffered a major heart attack and needed emergency medical treatment. He was admitted to hospital for an urgent assessment and treatment. After one week, we repatriated him back to the UK via air ambulance. We also covered the costs for the client’s colleagues to fly out to complete the project.
Case Study 2: Event cancellation
- Adverse weather condition
- Cover for costs, expenses and profit
A major event in the British equestrian calendar was scheduled to be held in the summer. A period of extremely wet weather left the venue in a position where it was unsafe for both participants and spectators. The day before it was due to start, the event was cancelled. Chubb insured the event organizer against its costs and expenses as well as its expected profit from the event.
Case Study 3: Misuse of medical device
- Device operated normally
- Cover for advice and instruction
A non-invasive medical device that was used improperly by a doctor caused a perforation in a patient’s bowel. Despite the fact that the device operated normally, the training on the product was not sufficient and it was subsequently mishandled. Even though the product itself was not at fault, the product manufacturer was covered, as the policy included coverage for advice or instruction about a product.
