Construction Insurance

Chubb delivers integrated property and casualty and specialized insurance solutions with sophisticated claim management, loss control, risk and safety engineering. Our coverages and services are tailored to meet the unique needs of construction clients — ranging from small trade contractors to large general contractors and project risks of all sizes.
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Major Accounts

Chubb’s Construction Industry Practice delivers integrated property and casualty and specialized insurance solutions, supported by sophisticated claims management, loss control, and risk engineering.

Middle Market

Chubb’s Commercial Construction Casualty Practice helps address growing construction liability exposures with flexible, tailored insurance solutions across multiple portfolios.

Small & Lower MidMarket

Chubb provides small contractors with tailored construction coverage and services designed to meet their unique needs, including support for commercial general contractors, trade contractors, and site development contractors.

Products & Services

Chubb provides insurance tailored for the construction industry's complex and evolving risks. We know that contractors and developers are continuing to expand and innovate technologically. So, whether you're a general contractor or property owner developing single projects or large multi-site projects, we can provide specialized coverage, help design robust risk management programs, and help you create a culture of safety for your workers.

Primary casualty insurance
Coverage for a full range of risks — from loss sensitive workers compensation, commercial general liability, and auto programs to project specific wrap ups.
Umbrella excess liability insurance
As a leading provider of umbrella or excess casualty capacity, we offer a large appetite and innovative solutions to unique construction-related risks.
Builders' risk insurance
First-party insurance offering coverage for loss or damage to property in the course of construction and delay in opening.
Construction surety bonds
For a wide range of contractors, we provide performance bonds, payment bonds, maintenance bonds, supply and install bonds, service bonds, and more.
Contractors pollution liability insurance
From mold to catastrophic environmental pollution incidents, this policy specifically addresses the wide range of construction exposures to help prevent coverage gaps.
Workers' compensation insurance
Companies of all sizes can get customized coverage with features like proactive managed care to speed return-to-work timeframes, fraud detection and prevention, and litigation and recovery management.
gregg pellegrini
Chubb Specialist Profile

Meet our Construction Industry Practice Leader

Gregg Pellegrini | EVP, Construction Industry Practice Leader

Thought Leadership

Construction coverage that counts: Why excess of wrap merits a closer look

Excess of Wrap is a liability coverage extension that may be applied to a contractor’s practice insurance program. The scope of coverage varies in the marketplace, but it typically provides excess coverage for the insured contractor’s liabilities within a wrap-up program. Chubb proactively addresses the challenges of Excess of Wrap coverage, working alongside our clients and brokers to build smart solutions tailored to each project’s unique risk profile in today’s construction environment.

Showcasing our construction vendors

A well-established partnership with various vendors in the construction industry.

Explore Chubb’s Commercial Risk Appetite Tool

Understanding our risk appetite is essential when designing insurance programs for clients. This tool gives a clear, specific overview of the types of risks Chubb is best suited to write, organized for easy reference. With unmatched expertise, tailored solutions, and an appetite spanning 90% of GDP, Chubb helps empower commercial businesses with confidence.

Construction Safety Week

Learn how Chubb is committed to partnering with the construction industry to help mitigate accidents and enhance the safety culture on current and future projects.

Frequently Asked Questions

Insurance programs can be structured to insure against liabilities common in the insurance industry, including risks such bodily injury and product liability. Typical projects or job sites can include airports, hotels, high-rise office buildings and other construction sites. 

Construction insurance can cover a wide variety of claims, from worker’s compensation to project-specific risks like casualty insurance, auto liability, environmental or builders risk.

 

Policies can protect general contractors, those with management responsibilities, or even U.S. businesses based abroad. 

From potential on-site injuries to property loss or damage, contractors face high-risk environments. Contractors can purchase general liability insurance that is designed to insure third party liability risk of bodily injury, property damage and certain other risks that often arise on a construction project site.

 

Chubb’s construction liability insurance can be customized to individual contractors or business owners, as well as project-specific protection.

Resources

Insights and expertise

We keep you informed – and your business protected – with these helpful articles.
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It has never been easier to get a business insurance quote online. Learn about your options and what to expect. Chubb is here to help.
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When you think about calling in sick to work, typically a cold or the flu may come to mind. But the fastest-growing category of workplace injury—and a major cause of time off work—is something called a Musculoskeletal Disorder (MSD).
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Preparing your long-term care facility for emergencies
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Fire prevention for businesses
Property fires are a constant threat for businesses and can cause severe business disruption.
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5 steps for preventing construction falls
Construction worker fatalities are rising—here’s how to reduce the incidence of on-site accidents.
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Understanding and preventing hearing loss in the workplace
Learn how to protect your employees’ hearing from noise and chemical exposures.

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