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Media Liability Insurance Coverage Highlights

  • Occurrence form covers activities that occur during the policy period, regardless of when the claim is first made
  • “All risk” coverage goes beyond specified “named perils” to include risks arising out of the core functions of advertising, broadcasting, publishing, and video and film production
  • Built-in coverage for advertising content
  • Negligent publication coverage for any claim alleging harm to a person or entity that acted or failed to act in reliance upon the information published
  • Customer fully controls whether to settle or retract content and can choose between reimbursement of defense costs or duty to defend.
  • No “insured versus insured” exclusion with respect to internal copyright disputes
  • Punitive damages coverage, where insurable by law
  • Minimum of 90 days coverage for acquisitions and creations (organizations, covered media) with potential for automatic coverage until the end of the policy period (depending upon actual or projected revenues)
  • Internet Liability clause with automatic coverage for websites created following policy inception

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MediaGuard® Liability Insurance

Delivering Security in a World of Risk
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