Natural Disaster & Catastrophe Coverage

Stay ahead of danger to protect your home and family. We provide loss prevention services, comprehensive coverage solutions, and up-to-date information on potential catastrophes.
stormy shore behind palm trees

Our Products

Protecting your home from the unexpected is important. A homeowners policy alone isn’t always enough, which is why we provide specialized services and coverage to preserve what matters most.

Flood
Protect your home from water and flood damage.
Hurricane
Chubb can help provide calm after the storm.
Wildfire Defense
Stay a step ahead and protect your home from wildfires.
Earthquake
Protecting your family and home from an earthquake.
Hail
We'll help you prepare for a hail storm and pick up the pieces after.
gerry g

"Chubb has been nothing but first class from day one."

Gerry G. | Ventura, CA

Related Coverage

Home
From high-rise condos to historic buildings, we’ve got your home covered.
Valuables
With our broad coverage and unparalleled service, you can trust Chubb to help protect your valuables.

Insights and expertise

We help you stay ahead — and informed with these helpful tips and tricks
tropical storm
Hurricane watch vs warning — The alerts and how to be prepared
Understanding the differences between a hurricane watch vs. a warning can keep you safe during an emergency. Learn the terms and other signs to watch out for so you and your family can be prepared.
neighborhood is flooded
How to handle hurricane aftermath
Even after the storm is over, there are still risks to be aware of.
earthquake damage to wall
Are you prepared for the next earthquake?
Take key steps to prepare your home and family for an earthquake — before it strikes.
storm at the beach
Does your insurance cover hurricane damage? 3 things to check
As hurricane season begins, it’s a great time to plan ahead and check your insurance policies to make sure you understand what’s covered—and add anything additional you may need. Here are 3 things to review.
wildfire
What to do when a wildfire approaches
If you have time to take action and the fires are far enough away that they are not threatening your safety, here are some things you can do to assist firefighters and minimize the damage to your home.
broken road
What to do after an earthquake
Once that shaking stops, you may believe the earthquake is over. To stay safe, here are a few things you should do before going back to your normal routine.
crashing waves during storm
How to stay safe during a hurricane
If you’re at home during a hurricane, the main thing you need to do is keep yourself, your family, and your pets safe. Read more about some important tips to help stay safe while the storm rages outside.
smoke plume from forest
How to prepare for a wildfire
With a record number of wildfires, acres burned, and homes destroyed in recent years, we’ve put together some proactive steps you can take to keep your family and home safe.

Get a personal insurance quote

Work with an independent agent to get personalized insurance solutions.