Chubb Masterpiece® Valuable Articles Coverage Highlights

As one of the world's largest insurers of art and antiques, you can count on our unparalleled service and expertise, along with some of the broadest art protection available.
Individualized Coverage

We offer flexible, worldwide coverage options to meet your unique needs, and cover most fine art losses with no deductible.

Liberal Appraisal Requirements

We only require appraisals for individual fine art items valued at $250,000 or more. Otherwise, we just need a detailed description and estimated value.

Agreed Value Feature

We’ll work with you upfront to determine the value of your fine art. Then, for covered total losses, we’ll make sure you get 100 percent of the agreed value as a cash settlement.

Automatic Coverage for New Items

If you already have fine art that is itemized on your policy, your newly acquired artwork is covered for up to 90 days (25 percent of the itemized coverage).

Paying Market Value

If the market value of an item before a loss exceeds the amount of coverage, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value.

Blanket or Scheduled Items

Protect an entire art collection with blanket coverage, itemize your fine art pieces individually, or do both. It’s up to you.

Why Should I Insure My Art?

art sculptor at work

In-House Fine Art Services

Testimonial

I can’t imagine having any other insurer other than Chubb.

Ronald & Noah, New York, NY

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Insights and expertise

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