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Personal Collections Insurance
Chubb Masterpiece® Valuable Articles Coverage Highlights
We offer flexible, worldwide coverage options to meet your unique needs and cover most collectible losses with no deductible.
If you already have collectibles itemized on your policy, your newly acquired items are covered for up to 90 days (25 percent of the itemized coverage).
We only require appraisals for individual collectibles valued at $50,000 or more. Otherwise, we just need a detailed description and estimated value.
If the market value of an item before a loss exceeds the amount of coverage, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value.
We’ll work with you upfront to determine the value of your collectibles. Then, for covered total losses, we’ll make sure you get 100 percent of the agreed value as a cash settlement.
Protect your entire collection of stamps, coins, wine, sports memorabilia, silver, or other collectibles with blanket coverage, itemize individual pieces, or do both. It’s up to you.