Our insurance protects your business as well as your clients’; if you’re legally liable for their money, securities or property.
We offer protection against a financial loss caused by the criminal or fraudulent taking, obtaining or appropriation of money, securities or property by an employee or third party.
We also provide cover for social engineering fraud; fraud committed by deception or impersonation.
What we offer
Expenses incurred establishing and quantifying a covered financial loss
Interest that would have been received or have been liable to pay to a client following a covered loss
Public relations expenses and costs to notify customers of a potential breach of their data as a result of a crime or computer violation
Expenses incurred to reproduce or reconstitute data following an employee intentionally entering or manipulating data on a computer
Cyber and property extortion expenses and ransom payment
Defence costs incurred determining if an insured is legally liable for a client's money, securities or property lost in a crime or fraud.
Benefits
Affirmative language to cater for social engineering losses