Travelling can be essential to business. But it can become a stressful and expensive affair if things don’t go as planned in an increasingly uncertain world. Chubb’s portfolio of business travel solutions can protect your employees wherever your business takes them. For travel with confidence, this insurance covers them for a wide range of incidents – from lost passports and cash to accidents.
Coverage Highlights
Benefits
Whether it’s a mishap abroad, or lost business documents, passports and personal belongings along the way, travelling on business can be stressful without the right insurance coverage. Accidents or illnesses that happen to key staff members while representing your interests abroad, or even a family crisis back on the home front can also distract them from the objectives of their business trip. Chubb can protect your business from these unanticipated challenges to your overseas business ventures.
- Get prepared, get covered!
With Chubb’s Business Travel, you can protect your business interests in the event of an emergency. Anything, from flying out a replacement colleague to reimbursement for abortive expenses, can be covered.
Chubb’s Business Travel offers on-the-spot emergency assistance 24 hours a day, 365 days a year, anywhere in the world. Whether it’s a minor glitch or a major emergency, our fuss-free multinational risk management and business trip insurance solutions offer total peace of mind.
- Vital assistance with just one phone call
With Chubb Assistance, special arrangements can be organised to airlift your personnel out of remote areas where proper medical care is not available.
- Customise your own business travel programme
One of the best features of Chubb’s Business Travel is that all the benefits can be tailored to meet your needs.
| Item | Coverage | Max. Sum Insured per Person (HK$) | |
| Supreme | Premier | ||
| 1 | Accident Death / Permanent Disability |
1,500,000 | 1,000,000 |
| - | Accident in Public Conveyance or Innocent Victim in Armed Robbery Extension |
3,000,000 | 2,000,000 |
| 2 | Medical Expenses | 1,000,000 | 1,000,000 |
| 3 | Personal Property |
20,000 | 10,000 |
| 4 | Baggage Delay (6 hours delay) |
2,000 | 1,000 |
| 5 | Personal Money (Including loss of travel documents) |
30,000 | 15,000 |
| 6 | Curtailment Expenses |
30,000 | 20,000 |
| 7 | Personal Liability |
1,500,000 | 1,000,000 |
| 8 | Loss of Deposit (Cancellation) |
30,000 | 20.000 |
| 9 | Travel Delay (6 hours delay) |
2,500 | 2,500 |
| - | Trip Re-route (48 hours delay) |
8,000 | 5,000 |
| 10 | Hospital Cash |
5,000 | 5,000 |
| 11 | Chubb Insurance Worldwide Assistance Services |
Covered | Covered |
| - | China Clinical Network (Optional on named basis @HK$50 per card) |
||
Additional Free Coverage
Applicable for each plan
| HK$ | |
Major Burns (2nd & 3rd degree burns) |
100,000 |
Scarring of the face |
25,000 |
Trauma Counselling Benefits (HK$1,500 per visit) |
15,000 |
Rehabilitation Expenses / Home Renovation |
25,000 |
Compassionate Death Benefits |
10,000 |
Critical Illness |
20,000 |
Funeral Expenses |
20,000 |
Education Fund |
25,000 |
Credit Card Protection |
20,000 |
Recruitment Expenses |
20,000 |
Coma Benefit (up to 50 weeks) |
500 per week |
Chubb Travel Smart
Our customers also benefit from Chubb Travel Smart, comprising three powerful tools to help employers manage their duty of care obligations:
- A smartphone app to help travelling employees before and during their trip
- An online dashboard for risk, HR and security managers that enables them to locate and send messages and alerts to business travellers; and
- Online pre-travel risk training for employees so they can prepare before their trip.
Read more about Chubb Travel Smart.
Next steps
All you have to do is:
- Review our Group Business Travel (Standard Plan) and decide which plan type is suitable for your needs.
- Complete our Application Form and pass it to your insurance intermediary for onward submission to Chubb.
The above information is intended to be a general summary for reference only and does not form part of the policy. You should refer to the policy wording for exact terms, conditions and exclusions. The above information shall not be construed as an offer to sell or solicitation to buy or provision of any of our products outside Hong Kong SAR. For further information, please contact Chubb Insurance Hong Kong Limited on +852 3191 6800.
Have a question or need more information?
Contact us to find out how we can help you get covered against potential risks