Embrace Care Critical Illness Protector

This plan provides comprehensive protection against critical illness as well as features benefiting you and your family.

• Protection against 134 illnesses through different stages, including 56 Early Stage Illnesses, 8 Juvenile Illnesses, 5 Special Illnesses (collectively “Minor Illnesses”) and 65 Major Illnesses.
• Comprehensive coverage for Major Illnesses with additional 4 times’ coverage for Cancer, Heart Attack and Stroke till age 100. Distinctive-in-market* - 4 additional claims for Cancer, Heart Attack and Stroke
• Protection level can be restored back to 100% after claims and is available till age 100.
• Premium will be waived up to 3 years if your spouse or child is diagnosed with Major Illness or passes away. First-in-Market* - Premium Waiver for Spouse's / Child's Major Illness
• Cancer protection for the insured’s child up to 20% Sum Assured.
• Protection for illnesses due to undetected congenital conditions.
• Extra 50% protection within the first 10 policy years upon diagnosis with a covered Major Illness or in the event of death.
• 100% life protection up to age 100.
• Grow your wealth in long-term with guaranteed cash values and non-guaranteed Terminal Dividend after the Basic Plan has been in force for 5 years.
• Flexibility on premium payment with 3 options of payment term: 10, 20 and 25 years.

* Based on available market information as at 30 September 2018.

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Company Ltd. (Incorporated in Bermuda with Limited Liability).

Dividend / Bonus Philosophy, Investment Philosophy, Policy and Strategy,  and Historical Fulfillment Ratios