Lifetime Protector

• Life protection up to the age of 100 of the insured.
• Provides guaranteed cash value for wealth accumulation. Moreover, a discretionary Terminal Dividend may be paid to increase your protection or return.
• Spouse of the insured, if he/she is the beneficiary of the policy, can exercise the Spouse’s Paid-Up Insurance Purchase Option upon death of the insured to purchase a single premium paid-up insurance policy on his/her own life without evidence of insurability.
• Terminal Illness Benefit helps relieve the financial burden from medical expenses.
• Two premium payment terms: 25 years and up to age 100 of the insured.
• A wide range of riders are available to enhance your coverage.

This webpage is for general reference only and should not be regarded as professional advice, recommendation and it is not part of the policy. It provides an overview of the key features of the product and should be read along with other materials which cover additional information about the product. Such materials include, but not limited to, product brochure that contains key product risks, policy provisions that contain exact terms and conditions, benefit illustrations (if any) and other policy documents and other relevant marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed.

The above information shall not be construed as an offer to sell, solicitation or persuasion to buy or provision of any of our products outside Hong Kong. For further information, please contact your Chubb Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.

The “Chubb Life Hong Kong”, “Company”, “we”, or “our” herein refers to Chubb Life Insurance Company Ltd. (Incorporated in Bermuda with Limited Liability).

Dividend / Bonus Philosophy, Investment Philosophy, Policy and Strategy,  and Historical Fulfillment Ratios