Asuransi Early Dread Disease Care

• Provides direct access to medical care before a critical illness becomes more severe
• Insured gets financial support from the onset of illness
• Flexibility of up to three claims on various stages of illness
• Peace of mind to focus on the recovery process

• This rider is applicable for the insured from 6 years old to 70 years old. The insurance can be provided until the insured turns 90 years old.
• This rider can be added to the basic policy of regular unit-linked product
• This product offers protection against dread disease from the early stage to allow earlier claims
• Provides additional benefits for dread diseases in Critical Stage
• Only one claim is allowed for each stage. Each claim paid will deduct the remaining sum of benefits and the protection will continue until 120% of the Sum Insured has been paid.
• Reimbursement Claim System (Reimbursement of medical treatment for the amount received as claim)
• The benefits will be paid based on the percentage (%) of the Sum Insured depending on the stage of the critical illness, as shown below: 

*) If the first claim was made during the Early Stage, the percentage of the Sum Insured will be reduced from 100% to 50%.

 **) Terms and conditions of the Stage of Severity, refer to the policy provisions.

Information presented is not intended to be binding. Please always refer to terms and conditions in the policy.