Our accident and health insurance protects your company’s most important asset – your people. We can support them 24/7 if they have an accident while working, travelling for work, or at home.
We’ll support the wellbeing of your staff during their recovery and help make sure your business doesn’t suffer by covering costs for replacement staff.
Accidental death or disability
An employee is paralysed in a car accident while commuting between business locations
Recovery time and mental health support
After suffering a work injury, an employee needs surgery, rehab services and counselling before they can return to work
Lost and stolen possessions while travelling
An employee has their laptop stolen while away on business, preventing them from doing their job and raising security concerns about sensitive company data
Travel disruption
Following a flight cancellation, your project team is unable to complete their business trip and finish an important project
Loss of limbs or eyes and broken limbs
A worker falls off a ladder at a job site, leaving them out of work for months with two broken legs
Overseas illness or medical condition
A travelling employee has a heart attack in a foreign country, requiring immediate treatment there as well as support to get them home
Travel emergency
An employee is stuck abroad on a business trip and needs urgent support following a major incident of political unrest in the country they are visiting
Claim paid: US $200,000
The company was able to fulfil their contract and deliver an important project on time.
Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in accident and health insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be.
Partnership that’s personal
We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.
Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.
Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business.
These insurance policies are similar in that they take care of your employees, but they provide coverage for different kinds of incident. Health insurance commonly gives cover for employees when they are sick or injured. This type of insurance is often standard for businesses to give employees. Accident insurance is typically a lump sum to support life-changing injuries.
Every company has duty of care to its employees, whether while at work, travelling for work, or at home. Any disruption of your workforce can have serious consequences for your business. We’ll provide immediate financial and wellbeing support should any of your employees need help beyond the original claim.
We’re proud of our dedicated in-house claims team and global network of trusted third-party specialists. Additionally, all policyholders benefit from the Chubb Travel Smart app, designed to enable immediate access to specialist support at the touch of a button. Find out more
