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As one of the world's largest providers of jewellery and fine art insurance, you can count on our unparalleled service and expertise, offering some of the broadest protection available.
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Pearls can be easily damaged from contact with chemicals, lotions, or other stones, such as diamonds or gemstones, that have rough edges. And even though diamonds are the hardest natural substance around, they can still be lost or damaged. Below are a few ways you can protect your pearls and other precious stones, so that you can enjoy them for years to come.
Pearls
Isolate them
Instead of throwing your pearl earrings or ring into a dish with your other jewellery or watches at the end of the day, protect them by storing them separately in pouches made of natural breathing fibers, such as silk or cotton.
Keep them away from lotions, perfumes, or other chemicals
Pearls are vulnerable to damage from chlorine bleach as well as other everyday chemicals found in lotions, perfumes, oils and hairspray. Therefore, always apply hairspray and perfume before putting on pearls and jewellery. Avoid applying too much lotion on the back of your neck if you’re wearing a pearl necklace. And after each wearing, wipe off your pearls with a soft and clean cloth.
Restring them every 2-3 years
To prevent pearl necklace strings from becoming stretched, weakened or soiled, replace them every two to three years. This will prevent breakage and potentially lost or damaged pearls.
Diamonds and precious stones
Check clasps and prongs regularly
The majority of jewellery claims involve “mysterious disappearance” of diamonds and other stones, such as when a stone falls out of its setting without you knowing it. To avoid this, ask your jeweller to check the integrity of the clasps and prongs frequently – at least every six months (or more often if you wear the piece a lot).
Use the shake test
Between visits to the jeweller, you can test the prongs on your jewellery yourself. Simply take off your jewellery, hold the stone up to your ear and shake it. If it is loose, you will hear it moving and should get it repaired.
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All content in this material is for general information purposes only. It does not constitute personal advice or a recommendation to any individual or business of any product or service. Please refer to the policy documentation issued for full terms and conditions of coverage.