| Month | Universal Option | Pre-eminent | Single Premium | Senior Citizen | Family Package | Key Person Option |
| 1 | 11.00% | 11.00% | 11.25% | 11.00% | 11.00% |
|
| 2 | 10.00% | 10.00% | 10.25% | 10.00% | 10.00% |
|
| 3 | 9.50% | 9.50% | 9.75% | 9.50% | 9.50% |
|
| 4 | 9.00% | 9.00% | 9.25% | 9.00% | 9.00% |
|
| 5 | 8.50% | 8.50% | 8.75% | 8.50% | 8.50% |
|
| 6 | 8.00% | 8.00% | 8.25% | 8.00% | 8.00% |
|
| 7 | 7.50% | 7.50% | 7.75% | 7.50% | 7.50% |
|
| 8 | 7.50% | 7.50% | 7.75% | 7.50% | 7.50% |
|
| 9 | 7.50% | 7.50% | 7.75% | 7.50% | 7.50% |
|
| 10 | 7.50% | 7.50% | 7.75% | 7.50% | 7.50% | 7.50% |
| 11 | 7.50% | 7.50% | 7.75% | 7.50% | 7.50% | 7.50% |
| 12 | 8.00% | 8.00% | 8.25% | 8.00% | 8.00% | 8.00% |