| Month | Universal Option | Pre-eminent | Single Premium | Senior Citizen | Family Package | Key Person Option | Single Premium 65 |
| 1 | 10.0% | 10.0% | 10.25% | 10.0% | 10.0% | 10.0% | 10.25% |
| 2 | 10.0% | 10.0% | 10.25% | 10.0% | 10.0% | 10.0% | 10.25% |
| 3 | 10.0% | 10.0% | 10.25% | 10.0% | 10.0% | 10.0% | 10.25% |
| 4 | 9.5% | 9.5% | 9.75% | 9.5% | 9.5% | 9.5% | 9.75% |
| 5 | 9.5% | 9.5% | 9.75% | 9.5% | 9.5% | 9.5% | 9.75% |
| 6 | 9.5% | 9.5% | 9.75% | 9.5% | 9.5% | 9.5% | 9.75% |
| 7 | 9.3% | 9.3% | 9.55% | 9.3% | 9.3% | 9.3% | 9.55% |
| 8 | 9.3% | 9.3% | 9.55% | 9.3% | 9.3% | 9.3% | 9.55% |
| 9 | 9.3% | 9.3% | 9.55% | 9.3% | 9.3% | 9.3% | 9.55% |
| 10 | 9.3% | 9.3% | 9.55% | 9.3% | 9.3% | 9.3% | 9.55% |
| 11 | 9.3% | 9.3% | 9.55% | 9.3% | 9.3% | 9.3% | 9.55% |
| 12 | 9.3% | 9.3% | 9.55% | 9.3% | 9.3% | 9.3% | 9.55% |