INTEREST RATE
Interest rate on account value of Universal Life policies
| Month | FPUL | FUL | SCUL | GUL | EUL | PUL | CIUL | EUL+ | SPUL 99 | SPUL 65 | SPUL 20 | LPUL 03 | LPUL 05 | BEUL 01 | BEUL 02 |
| 1 | 5.80% | 5.80% | 5.80% | 5.80% | 5.80% | 5.80% | 5.80% | 5.80% | 6.05% | 6.05% | 5.80% | 5.80% | 5.80% | 5.80% | 5.80% |
| 2 | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.95% | 5.95% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% |
| 3 | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.95% | 5.95% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% |
| 4 | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.95% | 5.95% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% |
| 5 | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.95% | 5.95% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% |
| 6 | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.95% | 5.95% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% |
| 7 | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.95% | 5.95% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% |
| 8 | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.95% | 5.95% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% |
| 9 | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.95% | 5.95% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% |
| 10 | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% | 5.95% | 5.95% | 5.70% | 5.70% | 5.70% | 5.70% | 5.70% |
| 11 | 5.80% | 5.80% | 5.80% | 5.80% | 5.80% | 5.80% | 5.80% | 5.80% | 6.05% | 6.05% | 5.80% | 5.80% | 5.80% | 5.80% | 5.80% |
| 12 | 5.90% | 5.90% | 5.90% | 5.90% | 5.90% | 5.90% | 5.90% | 5.90% | 6.15% | 6.15% | 5.90% | 5.90% | 5.90% | 5.90% | 5.90% |
Policy loan rate of the contract account value of Universal Life products
| Time | FPUL | FUL | SCUL | GUL | EUL | PUL | EUL+ | SPUL 99 | SPUL 65 | LPUL03 | LPUL05 | SPUL20 | BEUL | CIUL |
| From 01/01/2018 to present | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 6.5% |
Notes:
- FPUL: Universal Life – Universal Option, Pre-eminent Option
- FUL: Universal Life – Family Package A1, A2 and BII
- SCUL: Universal Life - Senior Citizen
- GUL: Universal Life - Key Person Option
- SPUL 99: Universal Life - Single Premium Payment A & B
- SPUL 65: Universal Life - Single Premium Payment 65
- EUL: Universal Life - Universal Option 2013, Pre-eminent Option 2013
- PUL: Premier Universal Life 2013
- CIUL: Universal Life - Critical Illness
- EUL+: Universal Life – Executive Universal Life Plus
- BEUL: Future Asset Management
Policy loan rate of the contract account value of Endowment, Whole Life and Education Products:
| Time | EA10SP | EA15PB | EA20PB | EAEP18 | WA55CD | WA60CD | WA65CD | ELP001 | ELP75A | ELP75B | CEGCA1 | CEGCB1 |
| From 01/09/2018 to present | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% |
Notes:
- EA10SP: 10-year Endownment
- EA15PB: 15-year Endowment
- EA20PB: 20-year Endowment
- EAEP18: Eduacation Endowment
- WA55CD: Whole Life premium payble to age 55
- WA60CD: Whole Life premium payble to age 60
- WA65CD: Whole Life premium pable to age 65
- ELP001: New Endowment 2013
- ELP75A: Limited Pay Endowment to Age 75 - 10 years
- ELP75B: Limited Pay Endowment to Age 75 - 15 years
- CEGCA: Chubb Life - Education for Perfect Future