INTEREST RATE
Interest rate on account value of Universal Life policies
| Product/Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 |
FPUL Universal Life – Universal Option, Pre-eminent Option |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
FUL Universal Life – Family Package A1, A2 and BII |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
SCUL Universal Life - Senior Citizen |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
GUL Universal Life - Key Person Option |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
EUL Universal Life - Universal Option 2013, Pre-eminent Option 2013 |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
PUL Premier Universal Life 2013 |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
CIUL Universal Life - Critical Illness |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
EUL+ Universal Life – Executive Universal Life Plus |
5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
SPUL 99 Universal Life - Single Premium Payment A & B |
5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.45% | 5.45% | 5.55% | 5.55% |
SPUL 65 Universal Life - Single Premium Payment 65 |
5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% | 5.45% | 5.45% | 5.55% | 5.55% |
| SPUL 20 | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
| LPUL 03 | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
| LPUL 05 | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
| BEUL01 | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
| BEUL02 | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
| SUL1A & SUL1B | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
| CIULI1A & CIULI1B | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
| CIULF1A & CIULF1B | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.20% | 5.20% | 5.30% | 5.30% |
Universal Life products
| Time | FPUL | FUL | SCUL | GUL | EUL | PUL | EUL+ | SPUL 99 | SPUL 65 | LPUL03 | LPUL05 | SPUL20 | BEUL | CIUL |
| From 01/04/2020 to present | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 11.0% | 6.2% |
Notes:
- FPUL: Universal Life – Universal Option, Pre-eminent Option
- FUL: Universal Life – Family Package A1, A2 and BII
- SCUL: Universal Life - Senior Citizen
- GUL: Universal Life - Key Person Option
- SPUL 99: Universal Life - Single Premium Payment A & B
- SPUL 65: Universal Life - Single Premium Payment 65
- EUL: Universal Life - Universal Option 2013, Pre-eminent Option 2013
- PUL: Premier Universal Life 2013
- CIUL: Universal Life - Critical Illness
- EUL+: Universal Life – Executive Universal Life Plus
- BEUL: Future Asset Management