Manufacturing Liability Insurance in Australia

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For manufacturers, a new industrial revolution is underway. Advances in technologies, globalisation and a changing business landscape is completely transforming factory floors and the way manufacturers do business. Manufacturers are now confronted with a range of complex risks, in order for them to survive and prosper they need insurance protection that reflects the specific requirements of their business and the new operating environment. Chubb understands these challenges and complexities and is well positioned to proactively help companies of all sizes navigate and thrive in today’s world of uncertainty.

Up to $100 million capacity
Ability to write business in 54 countries and territories
Award winning claims performance
Deeply engrained local underwriting expertise within a global network
Over 400 risk engineers around the world to help identify and mitigate risk for our clients

Chubb offers coverage for products as well as services to ensure the changing product mix for manufacturing is appropriately covered
No efficacy exclusion
Coverage trigger is legal liability not negligence
Financial injury limit does not erode product liability aggregate
Separate E&O limits
Contractual liability
Professional Indemnity exclusions removed from General Liability in entirety
No 'for fee' exclusion
Ability to cover malicious tamper contamination recall and recall expenses as an additional benefit

The following list is general guidance regarding Chubb's appetite for liability risks. For risks not listed below, please contact your local Chubb distribution team to discuss solutions for a range of occupations and industries.

Considered:		Not Considered:
Non-critical Automotive Parts	Animal Feed Manufacturers	Safety Critical Aviation Products
Food & Beverage	Chemical Manufacturers	Asbestos
Furniture	Heating Equipment	Baby Product Manufacturers
Metal & Plastics	Latex Goods Manufacturers	Explosives
Wood & Paper Manufacturing	Safety Equipment	Playground Equipment
Government Contractors	Transportation Manufacturers (Excluding automobile & Trucks)	Fire Arm Manufacturers
Commercial Machinery	Toys	Amusement Rides
Clothing & Textiles	Lifting Equipment (Ladders & Scaffolding)	Safety Critical Parts
	Mobile Phones
		Sporting Goods Manufacturers

This is general guidance regarding the severity classes within Chubb Australia's Casualty portfolio. All risks are underwritten on an individual basis and are not limited to those listed below.

Moderate Severity