Select

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Chubb understands that SMEs are usually more vulnerable to fluctuating economic conditions and business interruptions due to smaller cash flows. We have designed Select+^®, a package policy for Small and Medium Enterprises (SMEs), to offer wide standard cover with optional add-ons. Select+ provides SMEs with the protection they need, according to their requirements.

Wide Standard Cover

Coverage	What It Will Cover
Property	First-party property damage
Money	Theft of cash within premises or whilst in transit
Fidelity Guarantee	Employee dishonesty
Public Liability / General Liability	Third party bodily injury or property damage
Workers Injury Compensation	Statutory cover for employees against work-related injuries
Goods In Transit	Movement of goods anywhere within Singapore
Specified All Risks for Portable Items	Laptops, mobile phones and other specified items for damage anywhere in Singapore or worldwide
Business Interruption	Protection against loss of profits in the event of damage to your business
Machinery Breakdown	Physical machinery breakdown
Group Personal Accident	Personal injury or death to insured employees

Coverage Highlight for each Target Industry

Industry	Target Business
Food & Beverages (F&B)	Restaurants, dining places, food courts, food court stalls, coffee or ice cream shops and canteen operations.
Retailers	Grocery stores and retailers of all types of goods in Singapore including but not limited to pharmacies, electronics, cosmetics, fashion, clothing, liquor, toys games and furniture.
Education	Pre-school education centres, tuition centres, commercial schools, children enrichment classes, music dance and ballet schools, art or fashion schools, adult education centres and language schools.
Health, Beauty and Spa	Beauty and hair salons, spa and foot reflexology clinics, weight loss and slimming centres, manicure and pedicure parlours, makeover services and more.
Hospitality & Hotels	Fitness centres, gymnasiums, hotels, hostels, motel and more.
Medical & Dental Centres	Psychiatry and general practice medical clinics, chiropractic and acupuncture services, specialist medical centres, aesthetics and cosmetic services, dental services and more.
Office & Services Business	Management consultants, accountants and IT consultants, software designers, architects, estate and letting agents, financial advisers, insurance brokers and agents, health and safety consultants and marketing companies.

Chubb’s E-placement^® is a 24/7 online platform which allows our partners to generate quotations, endorsements, as well as perform renewals for Select+^®, at their convenience.

The platform will improve efficiencies and enhance the ease of doing business with Chubb.

Key Features of the Platform

	Instant e-policy generation (also available for download)
	Retrieve policy documents online, at your convenience
	Overview of accounts summary
	Email reminders on account status changes
	Referrals, via the platform, will be addressed promptly