If you are the owner of a fine home or valuable contents, you should consider having insurance to match. Not all insurance companies offer the same benefits, so it’s important to know what you are getting before risking your most prized possessions with a low-cost home and contents policy.
Your home is more than bricks and mortar. It's full of memories and you're reflected in every detail. So if you experience a claim, you'll want more than a check from your insurer. You'll want your life back, and to rebuild without hassles, headaches, or delay.
Masterpiece® offers flexible protection with a difference. If you have a covered loss with us, you can choose between having the finest craftsmen available return your home and belongings to their original condition and a cash payment – no depreciation in value applied.
Coverage Highlights
Special Features
What’s in a Masterpiece homeowner’s policy? Here are just a few key features that give comprehensive protection:
- Extended Replacement Cost Coverage
We’ll cover the full cost to rebuild your home after a covered loss even if this is more than the sum insured. This safeguards you from the consequences of under-insuring your home. - Cash Settlement Option
You can choose to receive cash if you decide not to rebuild your home or replace your possessions in the event of a covered loss. - Your Choice of Craftsmen
We allow you to choose your contractors and craftsmen. Most insurers insist that you use their preferred contractors. When you're insured with Chubb, you control the specialist repair of your home or possessions. You can feel confident that the highest quality of work is protecting the future value of your investments. - Replacement Cost on Contents
When replacing your contents, Chubb pays you what it costs to replace the item today, up to your sums insured. So, all your possessions, from clothing to sports equipment to valuable antiques are covered, without deduction or depreciation. - Worldwide Cover for Accidental Loss and Damage
Our broad cover means all your possessions are automatically covered wherever you are in the world for accidental loss or damage, even when you’re travelling or your goods are in transit or storage.
Enhancements to the Masterpiece Policy
Key Highlights: Increased Special Limits for Contents for Legal Tender, Jewellery, Precious Metals, Collectible Stamps, Wine and Fine Art.
Forms and Documents
Protect your high valued home and assets
It will be too late when you realise that you are not adequately insured. Contact us to find out how we can help you protect your valuable possession.
