Why should I insure my wines?
Whether you own a couple bottles of rare wine or a whole collection of fine wine, insurance for your collectibles can provide you with peace of mind, knowing that you’ll be able to replace them after a covered event.
With a Chubb Masterpiece® policy, you’re automatically covered for new purchases of wine worldwide. You’re also protected against a broad range of losses including breakage and spoilage due to mechanical breakdown, and you’ll have access to qualified experts who can share tips on how to protect your wine at home or offsite, and can refer you to the wine specialists you need.
Masterpiece Valuable Articles Coverage Highlights
Benefits
With our broad coverage and unparalleled service, you can trust Chubb to help protect the special wine you've acquired over the years.
Individualised coverage
We offer flexible, worldwide coverage options to meet your unique needs and cover most wine losses with no deductible.
Automatic coverage for new items
If you already have itemised wine on your policy, your newly acquired items are covered for up to 90 days (25 percent of the itemised coverage).
Agreed value feature
We’ll work with you upfront to determine the value of your wine collection. Then, for covered total losses, we’ll make sure you get 100 percent of the agreed value as a cash settlement.
Blanket or Scheduled Items
Protect an entire collection of wine with blanket coverage, itemise your individual bottles, or do both. It’s up to you.
Coverage for Mechanical Breakdown
We’ll provide coverage for wine that have been damaged due to loss of utility service or mechanical breakdown of climate control equipment.
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