Fulfill with Happiness the Future of Your Choice
The desired quality of life for yourself and your loved ones can be determined today with Endowment 20/15. It provides guaranteed high return of cash benefit for your stable future, with life coverage of 20 years and premium payment of 15 years only.
Highlighted Benefits
- Guaranteed high return of 155% of sum assured at maturity, either for your child’s education or for your own desired quality of life
- Peace of mind with 20 years of life coverage o Worry free with only 15 years of premium payment
- More coverages with additional riders attachable such as
- Hospital and Surgical rider
- Dread Disease rider
- Hospital Benefit rider
- Accidental rider
- Waiver of Premium rider
- Special with premium rate discount for sum assured of THB 600,000 and above; discount rate THB 2 per sum assured of THB 1,000
- Income tax deduction benefit on actual premium payment, maximum allowance THB 100,000 according to the conditions of Revenue Department (Read more)
Sample of Benefit and Coverage
| Sum Assured | 150,000 | 600,000 | 1,000,000 |
| Maximum life coverage* at the end of 20th policy year | 232,500 | 930,000 | 1,550,000 |
| Annual premium | 12,000 | 46,800 | 78,000 |
| Total 15 year premiums (1) | 180,000 | 702,000 | 1,170,000 |
| Maturity benefit at the end of 20th policy year (2) | 232,500 | 930,000 | 1,550,000 |
| Diff between 'maturity benefit' - 'total premiums paid' (2) - (1) | 52,500 | 228,000 | 380,000 |
*The company will pay equal to sum assured amount or cash value amount or total amount of premiums paid, whichever is higher to beneficiaries, in case of the death of insured.
Underwriting Conditions
- Insured age: 1 month 1 day until 60 years old
- Minimum sum assured: THB 100,000 per policy
Policy applicants should study, read, and comprehend about coverage details and conditions before deciding to purchase. Please find more information from policy contract. In addition, company underwriting guideline will be applied.
Let us help you with your life goals
Contact us to find out how we can help you achieve your insurance needs