No Worry about Medical Expenses
Health Protector Plus rider allows you to have more options for hospital treatment and quality of service. The coverage includes medical treatment and surgery with maximum total benefits of THB 10,000,000 per policy year, and daily room and board up to THB 15,000. No advance payment is required when being treated in Chubb Life's hospital network.
Highlight Benefits
- Having more options for quality of service and treatment with 5 coverage plans to choose
- Resting assured with maximum lump sum benefit payment of THB 10,000,000 per policy year
- Being worry free with renewable coverage until insured age 80 for HSPP1-3 and age 70 for HSPP4-5
- Feeling at ease with accident coverage, when being treated as outpatient within 24 hours after the incident
- Becoming relieved with 21-day case surgical procedures and minor surgery included
- Receiving extensive coverage including dialysis, chemotherapy and radiotherapy
- Enjoying cashless service when being treated in Chubb Life's network of 260 hospitals
- Always reachable via 24-hour hotline service, call 0-2660-1222
Coverage and Benefits of Health Protector Plus
| Benefits* | Coverag Plan | ||||
|---|---|---|---|---|---|
| HSPP1 | HSPP2 | HSPP3 | HSPP4 | HSPP5 | |
| Maximum coverage per policy year | 2,000,000 | 4,000,000 | 6,000,000 | 8,000,000 | 10,000,000 |
| In-patients are entitled to the following benefits: | |||||
| 1. Daily room, meals and nursing services (not over 180 days) whereas I.C.U Benefits are of double coverage (not over 60 days). The total number of days (R&B and ICU combined) should not exceed 180 per policy year. | 3,000 | 6,000 | 9,000 | 12,000 | 15,000 |
| 2. Doctor fees per day during admittance (not over 180 days per policy year) | 2,000 | 4,000 | 6,000 | 8,000 | 10,000 |
| 3. “Take home” medicine should not exceed 7 days after the discharge date per each hospital admission | 1,500 | 2,500 | 3,500 | 4,000 | 4,500 |
| 4. Surgical and medical procedure fees | Cover as actual amount occurred* | ||||
| 5. Surgical room and instrument fees | |||||
| 6. Anesthesiologist fees | |||||
| 7. Other hospitalization fees including pharmaceutical and medical supplies, laboratory and radiological investigation, blood and plasma transfusion, physical therapy and ambulance etc. | |||||
| Out-patients are entitled to the following benefits: | |||||
| 8. Fees for laboratory and radiological examination within 30 days prior admission to hospital or 60 days after discharge from the hospital. | Cover as actual amount occurred* | ||||
| 9. Fees for emergency care of out-patients (caused by accident) within 24 hours after accident. | |||||
| 10. Surgical or operative that dose not require treatment in hospital (Day cases) | |||||
| 11. Dialysis, Chemotherapy and Radiotherapy | |||||
* Benefit payments for items 1 through 11 may not exceed the maximum coverage per policy year. Terms and conditions of benefit payments are as stated in the policy contract. This rider cover is on an annual basis. Renewals are valid until the insured for HSPP1-3 is 80 years of age and HSPP4-5 is 70 years of age, and cannot exceed the coverage period of the basic life insurance plan. The Company’s underwriting guideline will be applied to new applications.
Preliminary Underwriting Guideline
| Plan | HSPP1-3 | HSPP4-5 |
|---|---|---|
| Applicable insured age | 31 days - 70 years old, renewable up to insured age 79 | 16 - 65 years old, renewable up to insured age 69 |
| Coverage period | Until insured age 80 and not exceeding the contract period of basic plan | Until insured age 70 and not exceeding the contract period of basic plan |
| Health check-up | Subject to the underwriting guidelines |
|
Let us help you with your life goals
Contact us to find out how we can help you achieve your insurance needs