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Being an employer in the technology sector comes with its own set of unique risks when protecting employees. Chubb has reviewed and enhanced its policy wording to help technology businesses protect themselves and their employees by crafting a personal accident and business travel wording to address the specific needs of the technology industry. 

Coverage Highlights

What it covers

Chubb's Technology Staff Protection Insurance has been crafted to help technology businesses protect themselves and their employees against the most common and emerging risks they may face:

  • Return to Work Assistance

Return to Work Assistance benefit provides reimbursement for expenses incurred to assist your employees to return to work following Bodily Injury or Sickness.

  • Premature Birth/Miscarriage Benefit

Premature Birth/Miscarriage benefit offers a lump sum payment to employees who sustain and injury which results in premature birth or miscarriage (prior to 26 weeks).

  • Air or Road Rage Benefit

A lump sum payment to employees who suffer Bodily Injury as a result of being a victim of an Air or Road Rage Incident.

  • Streaming Service Subscription Benefit

Available to employees who are certified unfit for work for a period of 8 consecutive weeks, the benefit reimburses costs involved for any streaming service the employee subscribes or wishes to subscribe to.

  • Corporate Image Protection

Provides lump sum payment to cover costs associated with positive promotion of your business following the accidental death or permanent total disablement of one of your employees.

  • Accidental HIV Infection Benefit

Offers a lump sum to employees should they receive an injury which results in a positive infection with the HIV virus.

Work Hours Only Coverage

  • Stress Lump Sum

If an employee has a valid Workers Compensation Claim for stress, we will pay them a lump sum benefit.

  • Missed Training Benefit

If an employee is unable to attend a pre-paid course due to an injury or illness, we will reimburse non-refundable payment of that course.

Assistance services

  • Chubb Assistance - Travel and Medical Assistance

Chubb Assistance supports the business traveller with a range of emergency medical advice and travel assistance services, 24 hours a day, 7 days per week.

  • WorldAware - Travel and Security Advice and Assistance

Chubb has partnered with WorldAware, a crisis management assistance company, to provide policyholders and covered travellers with a range of security services.

Market specialisation

We specialise in providing insurance protection to a wide range of technology businesses, including:

  • Information technology services
  • Software development
  • Government/Defence
  • Clean technologies
  • Telecommunications services
  • IT and Telecommunications equipment manufacturing

Chubb Technology Staff Protection Insurance is issued and underwritten by Chubb Insurance Australia Limited, ABN 23 001 642 020, AFSL No. 239687 (Chubb). Chubb only provides general advice and does not consider your objectives, financial situation or needs. To decide if this product is right for you and to obtain a copy of the Technology Staff Protection Insurance Policy Wording and Product Disclosure Statement, contact a Chubb Independent or Global Broker Unit representative today.

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