Personal Liability Insurance

Sometimes things can go wrong – a guest slips and falls on your property, resulting in a lawsuit. If you don’t have the right coverage, an unfortunate situation may compromise your financial security.

These days, just about anyone can be sued due to their actions. Whether it’s a guest injury at your home or damage to a neighbour’s property, Chubb can offer personal liability coverage for you and your family from lawsuits that could arise. Offered on a worldwide basis, it’s coverage no matter where you are.

Chubb Personal Liability Insurance Highlights

Coverage in the Courtroom

We include defence costs for a lawsuit, even if it is groundless, false or fraudulent and we’ll also provide legal counsel.

Coverage at Home

We provide cover if you are liable for someone getting injured on your property. For example, if someone falls on your sidewalk or slips near your pool.

Maintain Your Reputation*

Coverage from lawsuits involving accusations of libel, slander, or negligent injuries—including cases originating from social networks, websites or blogs.

Identity Fraud Coverage

Someone stealing from your bank or credit card account, taking out loans or refinancing mortgages under your name are examples of one of the fastest growing white-collar crimes in Australia. We’ll cover you from financial losses that can result if someone assumes your identity for illicit purposes.

*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.

Chubb Personal Liability Insurance Exclusions

Some of the primary exclusions include damage arising out of / relating to:

Any business, investment or other profit seeking activities.

Ownership, possession or use of aircraft, large watercraft or motorised land vehicles.

Domestic employees including workers compensation.

Discrimination

The above represents a selection of Chubb's personal lines highlights and exclusions. For the full list of policy exclusions for each product, refer to the relevant policy wordings and product disclosure statements.

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