Fine Arts Coverage

As one of the world's largest insurers of art and antiques, Chubb offers unparalleled service and expertise, along with some of the broadest cover available under our valuable articles coverage.

Chubb Fine Arts Insurance Highlights

Individualised coverage

We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible. Cover an entire collection with blanket coverage, itemise your individual pieces, or do both. It’s up to you.

Optional cash settlement*

In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash up to the sum insured rather than replacing if it suits you better.

Automatic coverage for new items*

If you already have itemised fine arts, newly acquired items are covered for up to 90 days for 25% of the itemised coverage.

Paying market value*

In certain cases, we’ll pay more than the amount itemised on your policy to account for increases in market value.

*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.

Chubb Fine Arts Insurance Exclusions

Some of the primary exclusions include loss to fine arts caused by:

Cleaning, repairing, refinishing, altering, restoring, reframing or retouching of art.

An intentional act by someone covered under the policy.

Theft or other misappropriation by someone covered under the policy.

Wear & tear, gradual deterioration, rust and corrosion.

The above represents a selection of Chubb's personal lines highlights and exclusions. For the full list of policy exclusions for each product, refer to the relevant policy wordings and product disclosure statements.

Have Questions?

Have questions regarding covering your collections? Contact a broker to get a quote.

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