Enhanced definition of first party remediation costs to include of relocation occupants in the care of the insured to other facilities in the event of a pollution condition or indoor pollution condition
Benefits
Streamlined process to acquire critical coverages via a single non-auditable policy incorporating multiple coverages, thereby helping reduce the potential for coverage gaps
Underwriting of the insured’s environmental management program and due diligence process vs. each location
Option to tailor coverage for complex risks, such as mergers and acquisitions and multinationals
Environmental Incident Alert℠ – our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases.
Experienced underwriting specialists across the U.S. and specialized claims expertise
Broad range of risk control services available through national and international network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
Thought Leadership that addresses the complexities of domestic and global environmental regulations and compliance
Valued long term relationships
Minimums & Limits
Targeted minimum self-insured retention: $10,000
Targeted minimum premium: $10,000
Capacity available up to $25 million per/aggregate limit, inclusive of legal defense costs
Policy Terms
Annual or multiyear policy terms available
Target Client
Hospitals
Medical office buildings (MOBs) General medical facilities
In-patient and out-patient surgical centers
Long and short-term care facilities
Psychological centers (in-patient and out-patient)