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Insurance for Technology Companies | Tech Insurance

Insurance for Technology Companies

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TECH COMPANY COVERAGE

Insurance for the technology companies shaping our future

At Chubb, we help technology companies of all types and sizes protect against risk so that they can keep innovating and growing — from small startups to large multinationals, private venture-backed companies to public corporations.

For more than 40 years, we've insured technology companies against property and business income, general liability, and professional liability risks. Drawing on our deep expertise and a team of specialized underwriters who understand your unique risks, we create customized solutions to help you safeguard your company’s future.

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WHO WE SERVE

Protecting technology companies of all sizes, across every sector

Technology services and consulting

Providers of online transaction processing, infrastructure support, remote data storage, and consulting services face a variety of potential liabilities best insured by a knowledgeable carrier.

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Software and systems developers

Developers of packaged software and creators of customized systems applications need specialized insurance expertise to help mitigate product and other exposures.

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Communications and network service providers

Telecommunications network infrastructures and cloud services carry complex, evolving technology and business exposures that require up-to-date solutions.

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Electronics and hardware manufacturing

Technology manufacturing involves a complex and global web of facilities, suppliers, contractors, and retailers that all come with risks best handled by an insurance partner with the right expertise.

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Is this the type of coverage you need?

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Case Studies

B2B Cloud-based technology software provider

In collaboration with Chubb’s incident response managers and trusted cyber vendors, the online retailer was able to minimize the impact of attack. The Chubb risk engineering team also helped the client build a business continuity plan so that critical IT functions would continue if there was another incident in the future.

Technology consultant firm

A client positioning itself as a total solution provider by offering bundled services to large corporations needed to protect their balance sheet with E&O insurance. This would enable them to respond to third-party claims alleging financial or economic injury. We were able to add this coverage as a supplement to their general liability insurance policy, and further to integrate with cyber insurance to reduce any gaps in their program.

PRODUCTS & SERVICES

Tailored insurance for technology companies like yours

Errors & omissions (E&O) insurance

In an increasingly litigious society, it’s critical to have insurance protection against liabilities impacting professionals, the services they provide, and their company’s financial reputation.

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Cyber insurance

Our cyber enterprise risk management insurance covers business interruption loss due to a network failure or attack, as well as investigation costs, legal costs, and other expenses.

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Multinational insurance

U.S.-based companies with global operations want their insurance programs to be consistent across their sites and operations. Chubb’s tailored multinational coverage can help smooth that process.

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Workers compensation insurance

Companies of all sizes can get customized coverage with features like proactive managed care to speed return-to-work timeframes, fraud detection and prevention, and litigation and recovery management.

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Umbrella & excess casualty insurance

Our robust, feature-rich policies offer insurance protection over and above your underlying policy limits and coverage options for your organization’s unique exposures.

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Commercial auto insurance

Protect against vehicle operation exposures with our expert solutions — including enhanced policy features, driver training programs, and digital tools to assess, manage, and mitigate your risks.

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Commercial package insurance

In addition to coverage for large, multinational companies, Chubb covers small and midsize businesses with three package policy options — Business Owners Policy (BOP), Benchmarq, and Customarq. Each combines property, business income, and general liability insurance, and can be tailored for your specific exposures.

Business owners policy (BOP)

Benchmarq

Customarq

Business owners policy (BOP)

Protect your small business with this customizable insurance package policy. It offers a combination of property, business income, crime, employment practices liability, cyber, and general liability coverages, as well as the ability to add supporting insurance solutions specifically tailored to your small business needs.

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Why Chubb

A trusted insurance partner for tech companies and innovators

Chubb provides bespoke insurance solutions to help protect technology companies against evolving risks, including supply chain, legal, regulatory, and cyber security risks – and more.

Partnership that’s personal

We work to understand your business and where you’re headed so we can be proactive about meeting your needs. Whether your business is big or small, we invest in getting to know you, your team, and your customers. The goal: to help you see ahead, be ahead, and stay ahead.

Creative problem-solving

Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always striving to help clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to helping solve your risk challenges.

Expertise and financial strength

Chubb has served clients and partnered with leading organizations for more than 200 years. Our longevity, expertise, and financial strength are the bedrock of our business. That’s why 95% of Fortune 1000 companies are Chubb insured.

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FAQ

We insure a wide variety of clients — small startups and multinationals, private companies, and public corporations — including:

Software and Services companies

Prepackaged software
Value added resellers
Custom software developers
System integration services

Technology services and consulting

Computer systems design
Computer programming
Systems integration
IT consulting, outsourcing, training, technical support

Technology manufacturing

Hardware and electronic components (personal computers, mobile devices, servers)
Computer peripherals (printers, monitors)
Communications equipment
Semiconductors and related equipment

Communications and network service providers

Telecommunications services
Communications hardware maintenance
Data security services

At Chubb, we tailor your insurance solutions based on the specific needs and exposures of your company, informed by our broad and deep expertise in the technology insurance practice area.

That expertise and our extensive portfolio of technology clients — as well as our access to up-to-date industry data — allow us to benchmark the types of risks and losses technology companies face, as well as the coverage limits that are most prudent for your type and size of business.

Technology companies are somewhat unique in the combination of risks to which they’re susceptible. Like many other companies, tech companies have tangible physical assets — like manufacturing facilities or consultancy office spaces. In tech, there are also amplified risks related to digital exposures that sometimes seem less tangible but are no less treacherous.

For example, if you manufacture or sell — or if your consultancy service recommends — software for a hospital system and that software has a vulnerability that exposes patient data, you can be liable for financial loss, privacy breaches, and more. Chubb understands and expertly underwrites these complex, multifaceted technology coverages.