Long Term Care Facilities Insurance

• Primary Healthcare Professional Liability (claims made) and General Liability (occurrence or claims made) with various deductible options, depending on venue
• Excess Liability coverage available with varying limits available based on venue and account characteristics
• Minimum premium varies by characteristics of the account.

Primary Coverage (where offered):

• Limits available up to $1 million each claim; $3 million aggregate
• Claims Made Professional Liability and Occurrence or Claims Made General Liability
• Separate limits for Professional Liability and General Liability may be available for additional premium

Excess Coverage (where offered):

• Limits available up to $10 million each claim; $10 million aggregate

(Not available on all accounts; Limits available are based upon underwriting guidelines and account characteristics.)

• Skilled nursing facilities
• Assisted living facilities
• Memory care
• Continuing care retirement communities

Coverage available for both for-profit and non-profit entities.