— For public and educational entities, enhanced coverages tailored to your specific risks provides additional protection when using our Public/Educational Entity Endorsement.
Covered operations coverage is offered on a broadly described basis
Expanded definition of insured unique for public entities
Expanded transportation coverage, including livery services
Benefits
Streamlined process to acquire critical coverages in a single policy
Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best)
Option to tailor coverage for complex risks
Environmental Incident Alert℠ – our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases.
Experienced underwriting specialists across the U.S. and specialized claims expertise for the unique requirements of the public/educational entity market
Broad range of risk control services available through a national network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
Thought Leadership that addresses the complexities of domestic environmental regulations and compliance
Valued long term relationships
Minimums & Limits
Targeting minimum self-insured retention: $10,000
Targeting minimum premium: $5,000
Capacity available up to $25 million per/aggregate limit, inclusive of legal defense costs; sublimits may apply to certain coverages and classes of business
Split limits available
Policy Terms
Annual or multiyear policy terms available
Target Client
Cities, counties, municipalities or towns
Special districts
School districts (K-12)
Higher Education including colleges, universities, technical schools