Whether you travel for business or pleasure, here are a few tips to keep yourself and your family safe.
Keep your important documents on your person at all times while traveling. Scan your passport, driver’s license, visa, and itinerary before you go, store them in a secure location, and leave a copy with a friend or family member.
Otherwise, use only registered taxis. Understand your car insurance policy and the country’s requirements.
It is wise to minimize the amount of time you spend in lines, public shops, and crowded areas like tourist attractions and public transportation.
You probably don’t need your fine jewelry and watches with you when you’re traveling. It may be better to leave them at home, so you don’t risk losing them or becoming a target for criminals.
Posting updates while you’re traveling will just alert criminals back home that you’re not around (and your home may be easier to access). Keep those photos and other posts for when you get home.
Large marquee hotels can be more conspicuous. Trying to blend in is your best bet, and smaller establishments will allow you to do that better. Also, make sure you don’t discuss your plans with hotel staff or other guests you don’t know.
Be sure to call your credit card providers before you go, to make sure you can use your cards when you travel. And, plan ahead so you know how much money you’ll need – so you don’t end up taking too much.
You may need anything from auto insurance and personal liability, in case you get in an accident when driving a rental car, to identity theft resolution services, if you misplace your passport or credit card. Regardless, it is wise to go over your insurance coverage with your agent before you travel, to make sure you’re fully protected if something happens.
For additional guidance on finding the right travel insurance, please contact your insurance broker or travel advisor.
This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker or travel advisor, or for legal, engineering or other professional advice.
Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance underwritten and provided by ACE Property & Casualty Insurance Company or ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates or network partners. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall’s Mill Road, Whitehouse Station, NJ 08889-1600.